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Be rude or abusive: Being rude or using offensive words with the intent to intimidate you is considered harassment in customer relations.Call you too early or too late: If debt collectors call you before 8:00 am or after 9:00 pm, it may also be considered as a case of telephone harassment.The FDCPA considers repeat calls from debt collectors, amounting to the excess of 7 times a day as a case of harassment. Call you repeatedly or ceaselessly: If debt collectors call you repeatedly or ceaselessly, they have violated student loan debt collection laws.Under the FDCPA, a debt collector is not allowed to: If Financial Asset Management Systems Inc breaks any of these rules, then you may have the right to file a valid case of debt collection harassment against them. The FDCPA stipulates guidelines that debt collectors must adhere to in the process of debt collection. The FDCPA provides a means by which you can tackle the abusive practices of debt collectors and validate your debt to ensure that it is accurate and that it is indeed yours.

The act shields you from the harassing tactics that your student loan collection agency may employ to get you to pay your debts quickly. The Fair Debt Collections Act (or FDCPA) was enacted in 1978 for the protection of consumers like you. What then are your rights? Your Consumer rights under the FDCPA

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Because your rights are protected by law, if the debt collection agency responsible for handling your student loan oversteps a boundary, you are entitled to a free lawyer and compensation north of $1000. Often, Debt Collection agencies step out of the boundaries prescribed for them by law in a bid to collect a debt. This may include ceaseless phone calls, messages, and letters, or even physical contact. Once your debt has been transferred to a Debt Collection agency, they will do all within their power to get you to resolve the debt. The time limit on private student loans may vary from one loan to another. Your federal student loans will go into default if you have failed to make payments for nine months. If you fail to make payments on your student loan, then it will most likely be transferred to a Debt Collection agency. What Happens if you default on your Student Loans? What you donвЂ™t know is that the American dream can quickly become a nightmare when debt collectors begin hounding you over student loans that you cannot pay. The number of students going to college has never been higher than it is today that is the American dream, after all. So, donвЂ™t feel overwhelmed if you have defaulted on your payments, there are many other Americans who are in similar or worse situations, and we are here to help you. According to recent findings, over 44 million Americans are in student debt, with over $1.5 trillion in defaulted payments to the government. Student loans are ranked as the second most common form of debt taken on by the average American citizen (second only to mortgage debt). You must know by now that applying for college can be an arduous and financially tasking endeavor, one that you often cannot take on by yourself, hence the need to apply for a student loan from Financial Asset Management Systems Inc?

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So, you decided to actualize your life-long dream of becoming a qualified professional by going to college and specializing in your field of preference, congratulations. Unwanted Calls from Financial Asset Management Systems Inc? HereвЂ™s what to do.

Financial asset management systems inc website